9 years of building trust, technology, and long-term partnerships with 150+ businesses across India & beyond.
2016.
Year Founded
500+
Projects Delivered
150+
Happy Clients
50+
Team Members
Credicle Fintech Pvt. Ltd.
CredicleTech is a full-stack digital solutions company headquartered in India. We specialise in Fintech software, eCommerce platforms, web & mobile applications, and enterprise digital products. Since 2016, we've helped startups, NBFCs, banks, and retailers build powerful technology that drives real growth — with a 99% client retention rate to prove it.
Trust & Transparency
No hidden costs, no vague timelines. Clear communication at every step.
Speed & Agility
Agile sprints, rapid prototypes, and on-time delivery are part of our DNA.
Excellence in Craft
Every pixel, every API, every line of code built to the highest standard.
Secure by Design
ISO 27001 · RBI compliant — security and compliance built into every product.
Portfolio
Our Work Speaks
500+ projects delivered across fintech, eCommerce, apps, software & marketing — real results for real businesses.
RBI guidelines 2025, best API providers, cost comparison & step-by-step guide.
💳 Fintech · 7 min
React vs Next.js — Which for Your Web App?
Performance, SEO, speed — when to use React vs Next.js for your business website.
💻 Tech · 5 min
FAQ
Frequently Asked Questions
Everything you need to know about our services, process & pricing.
What services does CredicleTech offer?
CredicleTech offers end-to-end technology solutions — Fintech software (AEPS, BBPS, payment gateways, wallets, LMS), eCommerce stores (Shopify, custom, multi-vendor), web & mobile app development, UI/UX design, digital marketing, AI chatbots, 120+ APIs & plugins, and enterprise software like CRM, ERP & billing systems.
How much does it cost to build a Fintech platform?
Our projects start from ₹15,000 (simple landing pages) and go up to crore-level enterprise platforms. A basic AEPS/recharge portal starts around ₹50,000–₹1,50,000. White-label fintech suites with payment gateway, KYC & merchant panel typically cost ₹2L–₹10L. Every project gets a custom quote — free consultation available.
How long does it take to deliver a project?
Delivery time depends on the project scope. A simple website takes 5–10 days. A Shopify store is ready in 7–14 days. A custom fintech platform with KYC & payment gateway takes 30–90 days. Our agile sprints ensure you see progress every week — no surprises, no delays.
Is CredicleTech RBI & compliance compliant?
Yes. All our fintech products — AEPS, BBPS, UPI, DMT, wallet, KYC — are built to RBI, NPCI & UIDAI compliance standards. We are ISO 27001 aligned for data security. Our Video KYC solution follows RBI's Master Direction on KYC. We help NBFCs, payment aggregators & fintech startups with compliance-first architecture.
Do you provide post-launch support & maintenance?
Absolutely. We provide free bug-fix support for 30 days after launch. We also offer affordable AMC (Annual Maintenance Contract) plans for long-term projects covering updates, security patches, performance monitoring & priority support. 24/7 WhatsApp support is always available.
Do you serve clients outside Delhi/NCR & Noida?
Yes! We work with clients across India — Mumbai, Bangalore, Hyderabad, Jaipur, Surat & more — completely remotely. We also serve international clients in UAE, UK, USA & Southeast Asia. All communication, project management & delivery happens online with weekly progress calls.
Can I get a white-label fintech platform with my own branding?
Yes! Our White Label Fintech Suite is one of our most popular products. You get a fully branded platform with your logo, colors & domain — including AEPS, BBPS, recharge, payment gateway, KYC, wallet & merchant management. Deployable in 7 days. Used by 50+ distributors across India.
How do I get started? Is the consultation free?
Yes — our initial consultation is 100% free. Simply fill the Contact form, WhatsApp us on +91 70651 12288, or call us. Our team will understand your requirements within 2 working hours and provide a detailed project proposal with timeline & pricing — no commitments, no pressure.
Still have questions? We're here to help.
Chat on WhatsApp
Get In Touch
Let's Build Something Amazing
Have a project in mind? Our team responds within 2 hours. Free consultation, no commitments.
Call / WhatsApp
+91 70651 12288
📞 Tap to Call
Email Us
info@credicletech.com
✉️ Send Email
WhatsApp
Chat with us instantly — 24/7 support available always.
💬 Chat Now
Visit Our Office
H-47, Sector 63, Noida — 201301
📍 Get Directions
Free Consultation
Tell us about your project — no commitments, no sales pitch. Just a friendly conversation about how we can help your business grow.
Response within 2 working hours
100% free — no hidden charges
Serving clients across India & abroad
WhatsApp support 24/7
Fintech Solutions
Complete Fintech Services for Modern Businesses
From payment gateways to neo-banking — we build every layer of your financial technology stack.
60+
Fintech Services
150+
Clients Served
8+
Years Experience
99%
Client Retention
Payments & Banking
12 services
Payment Gateway Integration
PG · Razorpay · Paytm · CCAvenue
AEPS Services
Aadhaar Enabled Payment System
BBPS Integration
Bharat Bill Payment System
UPI Payment Solutions
Collect · Pay · Mandate
IMPS / NEFT / RTGS Solutions
Bank Transfer Integrations
Micro ATM Services
Handheld · PoS Based
Domestic Money Transfer (DMT)
Instant · Secure · API Ready
Wallet App Development
iOS · Android · Web
Prepaid Wallet Solutions
RBI Compliant · KYC Integrated
PPI Card Solutions
Prepaid Payment Instruments
Virtual Card Services
Digital · One-time · Recurring
Banking Software Development
CBS · Core Banking · APIs
Retail & Merchant Solutions
10 services
Recharge API Integration
Multi-operator · Real-time
Mobile Recharge Services
Prepaid · Postpaid · All Operators
DTH Recharge Solutions
Tata · Airtel · Sun · Dish TV
Fastag Recharge
NHAI · NETC · All Banks
Utility Bill Payments
Electricity · Water · Gas
QR Code Payment Systems
Dynamic · Static · UPI QR
POS Machine Solutions
mPOS · Desktop · Android POS
Merchant Payment Dashboard
Analytics · Settlements · Reports
Retailer / Distributor Portal
Multi-level · Commission Mgmt
Sound Box Solutions
Audio Payment Confirmation
Financial Products
10 services
Loan Management System
End-to-end LMS · NBFCs · Banks
Personal Loan Platform
Instant · Digital · eKYC
Business Loan Solutions
SME · Working Capital · Term Loan
Credit Card Services
Co-branded · Prepaid · Corporate
Health Insurance
Individual · Family Floater · Group
Life Insurance
Term · ULIP · Endowment
Motor Insurance
2W · 4W · Commercial Vehicle
Travel Insurance
Domestic · International · Group
Gold Loan Platform
Valuation · Disbursement · OD
Verification & Compliance
8 services
KYC Verification Solutions
Digital · Offline · eKYC
Video KYC
Live · Recorded · RBI Approved
Aadhaar Verification
OTP · Offline XML · Biometric
PAN Verification
Instant · NSDL · UTI API
GST Verification
GSTIN Lookup · Return Status
Bank Account Verification
Penny Drop · IFSC · Name Match
Document Verification
DL · Passport · Voter ID · RC
Fraud Detection Systems
AI · Risk Score · Real-time Alerts
Investment & Trading
5 services
Trading Platform Development
Equity · F&O · Commodity
Mutual Fund Platform
Direct · Regular · SIP · Lumpsum
Stock Market App Development
Live Charts · Watchlist · Orders
Crypto Wallet Solutions
Multi-chain · Secure · Web3
Investment Dashboard
Portfolio · P&L · Analytics
Business Software
8 services
White Label Fintech Platform
Branded · Ready to Deploy
B2B Fintech Portal
Distributor · Agent · Enterprise
B2C Payment App
Consumer · iOS · Android
Admin Panel Development
Role-based · Multi-tenant
Commission Management System
Multi-level · Auto-calc · Reports
API Integration Services
REST · SOAP · Webhook · SDK
Reporting Dashboard
Real-time · Export · BI Ready
CRM for Fintech Business
Lead · Customer · Support
Advanced Solutions
6 services
Neo Banking Solutions
Digital-first · API Banking
Digital Banking Platform
Accounts · Cards · Payments · Loans
EMI Collection Software
Auto-debit · Reconciliation
Subscription Billing System
Recurring · Metered · Usage-based
BNPL — Buy Now Pay Later
Checkout · Credit · Collections
Cross Border Payment Solutions
Forex · SWIFT · Remittance
Ready to Build Your Fintech Product?
Tell us your idea — we'll architect, build, and launch it. From MVP to enterprise scale, CredicleTech is your end-to-end technology partner.
Development & Design Solutions
Complete Digital Services for Modern Businesses
From websites to mobile apps, UI/UX to digital marketing — we build every layer of your digital presence.
40+
Services Offered
300+
Projects Built
8+
Years Experience
50+
Tech Experts
Web & App Development
8 services
Web Development
ReactNext.jsWordPress
Custom Website Development
Landing PageCorporatePortal
E-commerce Development
ShopifyWooCommerceCustom
Mobile App Development
React NativeFlutter
Android App Development
KotlinJavaFlutter
SaaS Product Development
Multi-tenantCloudScalable
CRM / ERP Development
CustomB2BEnterprise
iOS App Development
SwiftSwiftUIXcode
Design Services
5 services
UI/UX Design
FigmaWireframePrototype
Graphic Design
BannersSocialPrint
Logo Design
Brand IdentityVector
Branding Solutions
Brand GuidePaletteTypography
Landing Page Design
High-ConvertFastCRO
Digital Marketing
5 services
SEO Services
On-pageOff-pageTechnical
Social Media Marketing
InstagramLinkedInMeta Ads
Google Ads / PPC
SearchDisplayRetargeting
Content Marketing
BlogVideoInfographic
Email Marketing
CampaignAutomationDrip
Software Services
5 services
Desktop Software Development
WindowsMacCross-platform
Billing Software
GST ReadyInvoiceReports
Inventory Management System
StockWarehouseBarcode
POS Software
Touch ScreenRetailF&B
School / College Management
ERPFeesAttendance
Tech Support
6 services
Website Maintenance
Monthly AMCUpdatesBackup
App Maintenance
Bug FixOS UpdatesPerformance
Hosting Setup
cPanelVPSDedicated
Domain Setup
DNSSSLEmail
Cloud Solutions
AWSAzureGCP
Cyber Security
AuditFirewallPen Test
Have a Project in Mind? Let's Build It.
From idea to launch — our team handles everything. Get a free consultation today and see how CredicleTech can transform your business.
Fintech Products
Powerful Fintech Products Ready to Deploy
Payment portals, banking software, finance tools & white-label platforms — built for Indian fintech businesses.
16+
Fintech Products
4
Categories
99%
Uptime SLA
7 Days
Fast Deploy
Payment Products
6 products
AEPS PortalHOT
Aadhaar-enabled cash withdrawal, balance enquiry & mini statement at retail points. Biometric & RBI compliant.
BiometricRBIWhite Label
BBPS PortalPOPULAR
Bharat Bill Payment System — all utility bills in one portal. Electricity, water, gas, insurance & more.
All BillersNPCIAPI
Recharge Portal
Multi-operator mobile, DTH & data recharge platform with commission management & real-time API.
MobileDTHFastag
Payment GatewayPOPULAR
Custom PG with UPI, cards, netbanking & wallet. PCI-DSS compliant with instant settlements & dashboard.
UPICardsPCI-DSS
QR Payment System
Dynamic & static QR code with real-time payment notifications, merchant analytics & auto-settlement.
Dynamic QRUPIInstant
Sound Box DeviceNEW
Audio payment confirmation device with Hindi, English & regional voice alerts. SIM-based offline ready.
HindiRegionalOffline
Banking Products
4 products
Wallet AppHOT
Full-featured digital wallet — P2P transfer, bill pay, recharge, cashback & KYC onboarding. iOS & Android.
Full SEO & Google Ads campaign for a D2C skincare brand — 10x organic traffic growth in 6 months.
SEOGoogle AdsD2C
Fintech
UPI & QR Payment System
Dynamic QR + UPI payment system for a retail chain — real-time alerts, auto-settlement & merchant analytics.
UPIQRSettlement
Software
Inventory & Billing Software
GST-ready inventory + billing software for a Rajasthan wholesale distributor — 50+ users, barcode scanning & reports.
GSTBarcodeReports
AI Solution
AI Chatbot for Fintech App
GPT-powered Hindi + English chatbot for a fintech app — resolves 75% of support tickets automatically, 24/7.
AIHindiGPT
Website
Regional News Portal
High-traffic Hindi news portal with CMS, breaking news ticker, video section, ads management & mobile app.
NewsCMSHindi
E-commerce
Amazon & Flipkart Seller Setup
Complete marketplace setup for a Kolkata electronics brand — A+ listing, catalogue, ads & 300% sales growth in 90 days.
AmazonFlipkartA+
Marketing
Real Estate Lead Campaign
Meta + Google Ads lead gen campaign for a Gurgaon real estate developer — 500+ qualified leads at ₹180 CPL.
Meta AdsLead GenReal Estate
Software
CRM for Insurance Company
Custom CRM for a Lucknow insurance firm — lead pipeline, policy management, renewal alerts & agent performance.
CRMInsurancePipeline
AI Solution
AI Catalogue Generator
Bulk AI product catalogue generator for an Amazon seller — auto-generates titles, descriptions & tags for 5,000+ SKUs.
AICatalogueBulk
Mobile App
Travel Booking App
End-to-end travel booking app — hotels, buses, tour packages, itinerary planner & real-time tracking for Rajasthan tour operator.
React NativeBookingGPS
Want to See More? Let's Talk.
We have 500+ projects across fintech, ecommerce, apps & more. Share your idea and let us show you what we can build for you.
About Us
Building India's Digital Future One Product at a Time
We are a team of passionate technologists, designers, and fintech experts — committed to delivering world-class digital products that power real businesses.
Registered as Credicle Fintech Pvt. Ltd. · Brand: CredicleTech · CIN Registered · India
2016.
Year Founded
500+
Projects Delivered
150+
Clients Worldwide
50+
Team Members
Our Story
Who We Are
CredicleTech — the technology brand of Credicle Fintech Pvt. Ltd. — is a full-stack digital solutions company headquartered in India. We specialise in Fintech software, eCommerce platforms, web & mobile applications, and enterprise digital products. Since our founding, we have helped startups, NBFCs, banks, retailers, and enterprises build powerful technology that drives real growth.
Our Mission
To democratise access to world-class technology for businesses of every size — from solo entrepreneurs launching their first app to large enterprises modernising their entire tech stack. We believe great software should be fast, secure, affordable, and built to last.
Our Vision
To become India's most trusted technology partner for Fintech and digital transformation — known for reliability, innovation, and deep client relationships that go beyond a single project. We aim to be the company our clients grow with, not just the one they start with.
Why Clients Choose Us
We combine domain expertise in Fintech with full-stack engineering depth — we don't just write code, we understand compliance, scale, and business logic. Our agile teams deliver faster, communicate better, and stay accountable at every milestone. That is why 99% of our clients come back for more.
Our Core Values
Trust & Transparency
We communicate openly at every step — no hidden costs, no vague timelines. Your trust is our most valued asset.
Speed & Agility
We move fast without breaking things. Agile sprints, rapid prototypes, and on-time delivery are part of our DNA.
Excellence in Craft
Every pixel, every API, every line of code is built to the highest standard. We take pride in what we ship.
Client Partnership
We treat every client's business like our own. Long-term relationships matter more to us than short-term contracts.
Innovation First
We stay ahead of technology curves — AI, cloud, Fintech APIs — so our clients always get modern, future-proof solutions.
Secure by Design
Security is never an afterthought. Every product we build is designed with data protection and compliance at its core.
Our Journey
2016
Founded
Credicle Fintech Pvt. Ltd. Incorporated
Company registered with a vision to build affordable Fintech software for Indian businesses. First office set up with a founding team of 5.
2017
First Product
First Recharge & Bill Pay Platform Launched
Launched our first white-label recharge API platform. Onboarded 50+ retailers and distributors within the first 6 months.
2019
Expansion
AEPS, DMT & BBPS Services Added
Expanded into banking-grade services — AEPS, Domestic Money Transfer, and BBPS integration. Team grew to 20+ members.
2021
Brand Launch
CredicleTech Brand Established
Launched the CredicleTech brand to cover full-stack development, design, and digital marketing services beyond Fintech. 100+ clients milestone crossed.
2023
Scale Up
500+ Projects & Pan-India Presence
Crossed 500 projects delivered, expanded team to 50+ professionals, and started serving clients in UAE, UK, and Southeast Asia.
2025
Today
Full-Stack Technology Partner for 150+ Businesses
Now serving businesses across Fintech, eCommerce, SaaS, and enterprise software — with a world-class team, ISO-compliant processes, and a 99% client retention rate.
Leadership Team
AK
Founder & CEO
Vision, Strategy & Business Development
Leadership
CTO
Chief Technology Officer
Product Architecture & Engineering
Technology
CFO
Chief Finance Officer
Finance, Compliance & Legal
Finance
PM
Head of Product
Product Design & Delivery
Product
DM
Head of Marketing
Brand, Digital & Growth Marketing
Marketing
CS
Head of Client Success
Onboarding, Support & Retention
Client Success
Ready to Work with CredicleTech?
Whether you need a Fintech platform, a custom website, or a full digital transformation — our team is ready. Let's start a conversation.
CredicleTech Blog
Insights, Guides & Industry Updates
Fintech trends, tech tips, business growth strategies & digital transformation stories — all in one place.
Featured Article
Complete Guide to AEPS in India 2025
Everything a fintech business needs to know
Fintech Guide
Complete Guide to AEPS Business in India 2025 — Setup, Compliance & Profit
How to start an AEPS business, RBI compliance checklist, best APIs to use, commission structure & how to onboard 100+ retailers in your first month.
CT
CredicleTech Team · Apr 2025
8 min read
E-commerce
How to Sell on Amazon India in 2025 — Beginner's Complete Guide
6 min · Mar 2025
AI & Future
How AI is Changing the Fintech Industry in India — 2025 Report
5 min · Mar 2025
Business
How to Start a Fintech Business in India with ₹5 Lakh Budget
7 min · Feb 2025
Marketing
SEO for Fintech Websites — 10 Proven Strategies That Actually Work
5 min · Feb 2025
Latest Articles
Fintech
6 min
UPI vs Payment Gateway — Which is Best for Your Business?
Detailed comparison of UPI, payment gateways & wallets — charges, settlement time & which suits your business model.
E-commerce
8 min
Shopify vs WooCommerce vs Custom Store — 2025 Comparison
Which ecommerce platform should you choose? Cost, scalability, features & our honest recommendation for Indian businesses.
AI & Future
5 min
AI Chatbots for Business — How to Increase Sales by 40%
Real case studies of how Indian businesses are using AI chatbots to generate leads, resolve queries & boost revenue 24/7.
Fintech
7 min
Video KYC in India — RBI Rules, Best Providers & Implementation
Everything about Video KYC — RBI guidelines 2025, best API providers, cost comparison & step-by-step integration guide.
Marketing
6 min
Google Ads for Fintech — How to Get ₹100 CPL in 2025
Step-by-step Google Ads strategy for fintech businesses — keyword research, ad copy, landing page & bid optimization tips.
Technology
5 min
React vs Next.js — Which Should You Choose for Your Web App?
Honest comparison — performance, SEO, development speed & when to use React vs Next.js for your business website or SaaS product.
Business
9 min
How to Start a White Label Fintech Business in India — 2025
Complete roadmap — registration, RBI compliance, tech stack, marketing & landing your first clients in under 90 days.
E-commerce
7 min
Amazon A+ Content Guide — Boost Your Product Listing CTR by 30%
How to write Amazon A+ content, best image formats, keyword placement & real examples of high-converting product listings.
Real-time P&L tracker — revenue, COGS, marketplace fees, ad spend, shipping cost & net profit per SKU.
P&LPer SKUReal-time
Ready to Launch or Scale Your Store?
Whether you need a new ecommerce store or want to 10x your marketplace sales — CredicleTech is your complete growth partner.
GET /api/v1/aeps/withdraw HTTP/1.1
POST /api/v1/bbps/pay {"amount": 599}
GET /api/v1/upi/status?txnId=TXN123
POST /api/v1/kyc/aadhaar {"uid": "XXXX"}
GET /api/v1/recharge/operators
POST /api/v1/payment/gateway/initiate
GET /api/v1/wallet/balance
POST /api/v1/dmt/transfer {"amount": 5000}
API Marketplace & Plugins
All-in-One API Solutions & Plugin Ecosystem
Fintech, eCommerce, Business & AI APIs — plug-and-play integrations ready for your platform. REST APIs, Webhooks, SDKs & WordPress / Shopify plugins included.
120+
APIs Available
40+
Plugins & SDKs
99.9%
API Uptime
<100ms
Response Time
curl -X POST https://api.credicletech.com/v1/payment
Full affiliate system plugin — referral links, click tracking, commission rules, payout management & dashboard.
AffiliateCommissionPayout
Loyalty Points Plugin
WooCommerce · Shopify
Earn & redeem points system — purchase rewards, tier levels, referral bonuses & birthday points for ecommerce.
PointsTiersReferral
Need a Custom API Integration?
Can't find what you need? We build custom APIs, webhooks & integrations for any platform — fintech, ecommerce or enterprise. Free API consultation available.
GET /api/v1/aeps · POST /api/v1/upi/pay · GET /api/v1/kyc/aadhaar
POST /api/v1/bbps · GET /api/v1/recharge · POST /api/v1/dmt/transfer
POST /api/v1/payment/gateway · GET /api/v1/wallet/balance · POST /api/v1/sms
GET /api/v1/pan/verify · POST /api/v1/gst/verify · GET /api/v1/catalogue
API & Plugin Products
Complete API Product Suite Ready to Integrate
120+ APIs, SDKs & Plugins — Fintech, eCommerce, KYC, Communication & AI. Plug-and-play integrations with full documentation, sandbox & support.
